Identity Theft is booming.  Identity theft occurs when someone uses your personal information without your permission to commit fraud or other crimes.  If you think that your identity has been compromised follow the steps below: 

1. Contact all three of the Credit Bureaus to report fraud.  We suggest that you call all three credit bureaus first and then follow up with a letter.  Ask the credit bureau to put a fraud Alert on your account.

Equifax
Report fraud: 1-800-525-6285
Mailing Address: P.O. Box 740241, Atlanta, GA 30374-0241

Experian
Report fraud: 1-888-EXPERIAN (397-3742)
Mailing Address: P.O. Box 9532, Allen, TX 75013

TransUnion
Report fraud: 1-800-680-7289
Mailing Address: Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634

(NewsUSA) - Scam insurance is not new - criminals have been selling fraudulent policies since health insurance came into being. But with today's skyrocketing health care costs, more consumers are seeking affordable access to quality care, which provides scam artists with fertile hunting grounds.

Tax season!  Consumers this time of year, especially low income taxpayers, look forward to tax season because they are expecting a large refund.  Many go to a local tax preparer, get their taxes done and walk out with their 'tax refund' in the form of a check.

Article Courtesy of The Federal Trade Commission

Whether it's recruiting people to sell so-called Internet-access devices, placing kiosks with Internet access in public places, or dealing in other Internet-related activities, consumers are being lured to the vast commercial potential of the Web by business promoters.

However, the Federal Trade Commission (FTC) says that many of these business opportunities are scams that promise more than they can possibly deliver.

Article Courtesy of The Federal Trade Commission

Cents-off coupons are providing big bucks for scam artists who offer business opportunity and work-at-home schemes featuring coupon certificate booklets and coupon clipping services. Using the Internet to market these so-called opportunities, fraudulent promoters are promising entrepreneurs, charity groups and consumers earnings of "hundreds per week" and "thousands per month" simply by selling coupon certificate booklets or cutting coupons at home. The fact is that consumers and manufacturers are getting clipped in these costly—and deceptive—coupon capers.