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						<title>The Financial Learning Network - Articles - Insurance</title>
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					  <title>Buyer Beware: Identifying Health Insurance Fraud</title>
					  <link>http://www.financiallearningnetwork.com/articles/81/1/Buyer-Beware%3A-Identifying-Health-Insurance-Fraud</link>
					  <description>(NewsUSA) - Scam insurance is not new - criminals have been selling fraudulent policies since health insurance came into being. But with today's skyrocketing health care costs, more consumers are seeking affordable access to quality care, which provides scam artists with fertile hunting grounds.</description>
					  <author>Julianna Sweeney</author>
					  <pubDate>Sat, 10 Nov 2007 00:00:00 MST</pubDate>
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					  <title>Top 8 Life Insurance Mistakes to Avoid</title>
					  <link>http://www.financiallearningnetwork.com/articles/6/1/Top-8-Life-Insurance-Mistakes-to-Avoid</link>
					  <description>By Katherine Ly Mistake #1Don't forget to update the beneficiaries on your life insurance policies regularly.&#160; Update it every few years or when there's a major life event such as marriage, divorce, new babies, death of beneficiary, etc.&#160; I hear sad stories all the time from people who's husband, father, or wife forgot to update the beneficiary on their policy.&#160; Instead of the deceased's family getting the money it's some ex-wife, ex-husband, cousin, distant relative, ex-girlfriend and the current family and kids are left penniless.&#160; That's tragic.</description>
					  <author>Features Editor</author>
					  <pubDate>Tue, 12 Sep 2006 00:00:00 MDT</pubDate>
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					  <title>Are you suffering from payment protection overload?</title>
					  <link>http://www.financiallearningnetwork.com/articles/55/1/Are-you-suffering-from-payment-protection-overload%3F</link>
					  <description>by Rachel Lane Critical illness insurance: Critical illness insurance will cover you in the event of a serious illness such as cancer, coronary artery by-pass surgery, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. Additional conditions covered by this insurance can include aorta graft surgery, benign brain tumour, blindness, coma, deafness, heart valve replacement or repair, loss of limbs, loss of speech, motor neurone disease, paralysis/paraplegia, Parkinson's disease, terminal illness and third degree burns. Not all insurance companies will necessarily cover all of these illnesses, whilst some insurance companies will cover more; it is always worth reading the terms and conditions before you sign anything.</description>
					  <author>Features Editor</author>
					  <pubDate>Thu, 07 Sep 2006 00:00:00 MDT</pubDate>
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					  <title>Have a Teen Driver Learn How to Save Money on their Car Insurance</title>
					  <link>http://www.financiallearningnetwork.com/articles/54/1/Have-a-Teen-Driver-Learn-How-to-Save-Money-on-their-Car-Insurance</link>
					  <description>Copyright &#169; 2005 Debt Management Credit Counseling Corp.  Boca Raton, Fl -- Did you know when parents add their teens to their car insurance policies, premiums can jump from 100 percent to 355 percent even if the teen is driving the family minivan?There are several different ways to get lower premiums for your teenagers. Many insurance companies offer online tutorials that teenagers can take and if passed, companies will offer substantial discounts. For example, State Farm has an online tutorial called "Steer Clear" and if the new driver passes it, State Farm will give up to a 15 percent discount to first time drivers. Many other insurance companies have similar online programs that offer discounts for teens. Esurance, an online car insurance company, gives discounts every six months for clean driving records. Yes, a clean driving record means no speeding tickets.</description>
					  <author>Features Editor</author>
					  <pubDate>Sat, 04 Feb 2006 00:00:00 MST</pubDate>
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					  <title>Life Insurance - Helpful Tips For Getting A Cost Effective Policy</title>
					  <link>http://www.financiallearningnetwork.com/articles/35/1/Life-Insurance---Helpful-Tips-For-Getting-A-Cost-Effective-Policy</link>
					  <description>Copyright &#169; 2005 Dean Shainin  Many things factor in with getting a cost effective life insurance quote and policy. It is wise to take some time out and do some important research first. With online access, it is much easier today than it used to be. There are many affordable life insurance offers on the Internet that would greatly benefit the beneficiaries we love. Taking the time out to educate yourself can be well worth your while.</description>
					  <author>Features Editor</author>
					  <pubDate>Mon, 23 Jan 2006 00:00:00 MST</pubDate>
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					  <title>Factors that change the price of your car insurance quote</title>
					  <link>http://www.financiallearningnetwork.com/articles/36/1/Factors-that-change-the-price-of-your-car-insurance-quote</link>
					  <description>Copyright &#169; 2005 Stacey Zimmerman  When looking for a good car insurance quote that combines the coverage you need with a good, affordable cost there are many factors that will culminate in the price of your car insurance quote. Principally this will include the area you live in, if you live in a desolate area of the country with very few cars on the road and virtually no theft or vandalism then your premium should be considerably lower than if you were to live in the middle of a city with a very high accident rate, crime rate and vandalism rate. </description>
					  <author>Features Editor</author>
					  <pubDate>Fri, 20 Jan 2006 00:00:00 MST</pubDate>
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					  <title>Fix the National Flood Insurance Program to Reduce Future Losses</title>
					  <link>http://www.financiallearningnetwork.com/articles/37/1/Fix-the-National-Flood-Insurance-Program-to-Reduce-Future-Losses</link>
					  <description>The catastrophic losses that the National Flood Insurance Program (NFIP) faces in the wake of this year's hurricane season prove that it is time for Congress to fix the program once and for all. The solution is to take steps to make NFIP actuarially sound. Such changes may not be popular among those who live in flood plains or along the coast, but they are the only responsible way to shore up the program and protect taxpayers.</description>
					  <author>David John</author>
					  <pubDate>Mon, 16 Jan 2006 00:00:00 MST</pubDate>
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