http://www.financiallearningnetwork.com en-us http://www.financiallearningnetwork.com N/A financiallearningnetwork@gmail.com Thu, 29 Jul 2010 19:59:16 MDT 20 http://www.financiallearningnetwork.com/articles/3/1/Say-%26quot%3BBah%2C-Humbug%21%26quot%3B-To-Holiday-Debt%3A-Avoid-the-%26quot%3BHoliday-Hangover%26quot%3B By Mike Peterson Ah, the holiday season!  Turkey and dressing, pumpkin pie, office parties, jingle bells, and lots and lots of eggnog make the season a delight.  But all fun and reindeer games aside, you have to be careful to make sure you don't wind up as poor as Tiny Tim!  Americans can spend as much as $1,000 a year on gifts for family,  friends and business associates.  That is a big chunk of money that can hit you pretty hard come January if you don't plan ahead.  There are some tips and tricks you can do to keep your holidays bright and debt-free this year. Features Editor Tue, 18 Nov 2008 00:00:00 MST http://www.financiallearningnetwork.com/articles/75/1/Costly-Coupon-Scams Article Courtesy of The Federal Trade Commission Cents-off coupons are providing big bucks for scam artists who offer business opportunity and work-at-home schemes featuring coupon certificate booklets and coupon clipping services. Using the Internet to market these so-called opportunities, fraudulent promoters are promising entrepreneurs, charity groups and consumers earnings of "hundreds per week" and "thousands per month" simply by selling coupon certificate booklets or cutting coupons at home. The fact is that consumers and manufacturers are getting clipped in these costly-and deceptive-coupon capers. Julianna Sweeney Tue, 02 Sep 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/115/1/Overdue-Taxes%3F-Act-Quickly-To-Avoid-Financial-Woes (NewsUSA) - When your taxes are overdue, the Internal Revenue Service knows just how to make you pay up. Each year, the IRS processes more than 200 million tax returns and collects over $2 trillion. Yet the agency is still owed billions of dollars in overdue taxes. As the major revenue collection agency of the federal government, however, there isn't much the IRS can't do to collect what is owed. Features Editor Wed, 23 Apr 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/97/1/Tips-For-Saving-On-Summer-Cooling-Bills (NewsUSA) - As summer inches closer, the temperature will rise. And while that means more time spent outside and longer days, it also means higher electric bills in many cases. Numerous Americans are concerned about how a heat wave may impact their utility bills. Fortunately, utility bills can be maintained without compromising comfort. The following tips can help you stay comfortable all summer without breaking the bank. Richard Gandon Fri, 18 Apr 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/99/1/Tax-Rebates-May-Find-Uses-Other-Than-Spending (NewsUSA) - The government's efforts to stimulate the U.S. economy by sending out checks to workers could backfire, suggests a survey asking consumers what they will do with their checks Richard Gandon Thu, 10 Apr 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/117/1/Follow-the-Path-to-Franchise-Success (NewsUSA) - Many people are motivated to go into business for themselves and often elect to start a franchise. This specific sector of small business is popular for a good reason. According to the U.S. Small Business Association, 30 percent of all independent businesses fail in their first year, compared to fewer than 1 percent of all franchises -; which makes for good odds. Clearly, the help and expertise of an already-established business makes all the difference. Features Editor Wed, 02 Apr 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/119/1/Social-Security-Benefits-Will-Not-Pay-All-The-Bills- by G. White There are few times in life worth looking forward to that are better than retirement, unless it is retiring knowing you will have financial security for you and your family. Most people will spend years working, knowing retirement is going to sneak up on them, and unfortunately, few will begin planning soon enough. When talking to financial planners they will tell you that it is never too soon to begin planning for your financial future, but at some point, it will be too late. Features Editor Fri, 28 Mar 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/116/1/Online-Networking-Helps-Power-Small-Business (NewsUSA) - If you are an aspiring or current entrepreneur, you know how daunting running a business can be. However, in today's digital age, one of the most powerful tools to help ensure success -; the ability to network and share information with peers and experts -; is now available with just a few clicks of a mouse. Features Editor Fri, 28 Mar 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/118/1/Dealing-With-Credit-While-Going-Through-A-Divorce- by Peter Kenny Divorce can be an emotional time for anyone, but when credit problems are also a part of the process, the stress can be overwhelming. At issue during some divorce proceedings are the types of credit accounts that are open, either jointly or separately, and who has to pay which ones. On a very general level, there are two kinds of credit accounts. There are individual credit accounts and then there are joint credit accounts. Knowing how each works can save you money and perhaps some hardships later on. Features Editor Thu, 27 Mar 2008 00:00:00 MDT http://www.financiallearningnetwork.com/articles/114/1/The-Right-Choices-Can-Reduce-Investment-Taxes (NewsUSA) - Given fluctuations in the market and changing tax law, there's nothing certain about the amount of taxes individuals will pay annually on their investments, but there are some choices investors can make to reduce their tax bill. Features Editor Wed, 26 Mar 2008 00:00:00 MDT